How I’m eliminating my credit card debt

It’s a very long story how I acquired $6000 in credit card debt, but I can kinda sum it up. College influences, college budget, shopping while working at a retail store, Christmas 3 years in a row, shopping as a form of therapy, and just one more purchase here and there.
Now, when I charge to [...]

To do lists

Everybody must have some way of keeping themselves organized. I do. Does it work? Hmmm. Well, it depends on my mood. For instance, if I’m in the mood to get out of the house. I will not do anything but the running around town stuff. If I’m worried about saving money I will clean. If [...]